Fast, flexible, and investment-focused financing for buyers, investors, homeowners, and real estate agents when traditional options don't fit.
Flexible financing solutions designed for real estate investors and unique property scenarios
Property-income-focused solutions for investors. Underwrite based on rental income, not personal tax returns.
Unlock capital tied up in existing properties. Refinance investment or rental properties to pull equity for new opportunities.
Strategic financing using multiple properties or junior lien positions. Equity-based underwriting for creative solutions.
For major structural projects or ground-up construction. Budget-driven draw schedules for complex builds.
Flexible hard money for income-producing commercial properties. Retail, office, industrial, and 5+ unit multifamily.
Short-term financing for investors improving properties. Purchase plus rehab funding with draw schedules.
Financing to finish partially completed projects. Inspection-based draws for residential and small commercial properties.
Time-sensitive solutions for borrowers facing default or foreclosure. Fast decisioning with strong equity required.
We're not just a direct lender locked into one program. We're also a brokerage with deep real estate experience and access to a wide network of private money sources, which means more options and better solutions for your scenario.
From initial scenario to closing, we keep it straightforward
Tell us about the property, purpose, and deal structure. We'll respond quickly with initial feedback.
We'll present term sheets and loan options from our network of lenders, customized for your needs.
Fast underwriting, clear documentation, and efficient closing so you can move forward with confidence.
Bridge loans and equity access for homeowners who need short-term, business-purpose financing secured by their property.
Build your portfolio with flexible financing for acquisitions, repositioning, and equity-unlock strategies.
Fast acquisition and rehab funding to maximize the return on your renovation projects.
Creative solutions for challenging listings and clients who don't fit traditional lending boxes.
Support for lenders who have clients that don't qualify for conventional programs and need flexible, asset-based alternatives.
Homeowners with strong equity positions who want to unlock funds for investments, business needs, or other approved non-consumer purposes using their property as collateral.
"Fast, transparent, and incredibly helpful during a tight closing timeline. WestEdge made what seemed impossible happen in just two weeks."
"My client's loan was falling apart — WestEdge stepped in and saved the deal. Their responsiveness and creative approach are unmatched."
"Clear communication and flexible options. They took the time to understand my project and found a solution that worked perfectly."
We work directly with real estate agents and mortgage professionals to provide creative financing options for their clients. Quick feedback, responsive communication, and solutions for properties that don't fit bank guidelines.
Partner With UsHard money refers to asset-based lending secured by real estate. Unlike traditional bank loans that focus heavily on credit scores and income verification, hard money lenders primarily evaluate the property value and equity position. These loans are typically short-term and ideal for investors, fix-and-flip projects, and situations requiring speed.
Depending on the complexity of the deal and how quickly documentation is provided, we can often close loans in 7-14 days. In urgent situations with clean scenarios, we've closed in as little as 5 business days. Speed is one of our core strengths.
We do not charge upfront fees for loan consultation or scenario review. Fees are only collected at closing and are disclosed clearly in the term sheet. Our goal is to provide transparent pricing with no surprises.