Loan Programs

Every deal is different. WestEdge Funding provides flexible, investment-focused financing solutions sourced from a wide network of private lenders.

Rental / DSCR-Style Loans

Property-income-focused solutions for investors building rental portfolios.

  • Income-based underwriting (DSCR)
  • Long-term options (up to 30 years)
  • SFR + small multifamily

Cash-Out Refinance Loans

Equity-focused loans that allow investors to unlock capital tied up in existing properties.

  • Refinance investment or rental properties to pull cash
  • Use funds for new purchases, renovations, or business needs
  • Can pay off existing hard money or traditional loans

Second Position & Cross-Collateral

Strategic financing using multiple properties or junior lien positions.

  • Equity-based underwriting
  • Behind existing 1st trust deeds
  • Useful for pulling cash

Construction & Heavy Rehab

For major structural projects or ground-up construction with draw schedules.

  • Ground-up construction
  • Budget-driven draw schedules
  • Major structural work

Mixed-Use & Commercial Loans

Flexible hard money solutions for income-producing commercial and mixed-use properties.

  • Retail, office, industrial, mixed-use, and 5+ unit multifamily
  • Underwriting focused on property performance and sponsor strength
  • Short-term bridge and mid-term options available

Fix & Flip / Rehab Loans

Short-term financing for investors improving properties to resell or refinance.

  • Purchase + rehab funding with draw schedules
  • Ideal for cosmetic to medium-level renovations
  • Interest-only payments during the rehab period

Construction Completion Loans

Financing to finish partially completed residential or small commercial projects.

  • For projects that are already started but need capital to finish
  • Inspection-based draw releases tied to work completed
  • Works for SFR, small multifamily, and select commercial properties

Bankruptcy & Foreclosure Bailouts

Time-sensitive financing options for borrowers facing foreclosure, default, or bankruptcy payoff requirements.

  • Designed to resolve defaults or stop foreclosure sale dates when possible
  • Strong equity and clear exit strategy required
  • Case-by-case underwriting with fast decisioning

All loans are subject to underwriting approval and available guidelines. Not a commitment to lend. Terms, conditions, and guidelines are subject to change without notice. Programs are generally intended for investment/non-owner-occupied real estate and may not be available in all areas. WestEdge Funding, Inc. is a California Real Estate Broker, DRE Corp. Lic. # 02382109. Loans made or arranged pursuant to a California Real Estate Broker License.

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